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Freeware Personal Finance Programs

Easy Mortgage Calculator

Easy Mortgage Calculator allows you instantly determine your monthly mortgage payments, total payments, total interest and prepayment savings with a fixed interest rate schedule. One time down payment or monthly prepayment calculation options are available. Major banks compete for your mortgage, refinance and home equity loan, make the right choice.
Program Status: Freeware
Operating Systems: Window 95, 98, ME, NT4, 2000, XP
Software Version: 1.0
File Size: 272 KB
Date Added: 06-16-2006

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Tax Brackets Estimator

Tax Brackets Estimator is a tax planning tool. Tax Brackets Estimator displays your tax bracket, i.e. top tax percentage on the last dollar taxable income earned.
Program Status: Freeware
Operating Systems: Win95/98/ME/NT4/2000/XP
Software Version: 1.1
File Size: 402 KB
Date Added: 06-03-2006

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Fast Mortgage Estimator

Fast Mortgage Estimator calculates your mortgage payments. Easy to use tool for home purchase planning, Fast Mortgage Estimator shows monthly payment, total payments and total interest paid given the mortgage amount, interest rate, loan term and down payment options.
Program Status: Freeware
Operating Systems: Win95/98/ME/NT4/2000/XP
Software Version: 1.2
File Size: 368 KB
Date Added: 06-03-2006

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Home Finance

Home Finance is a program that will help you keep track of all your bills and expenses. And because it allows you to use categories, you can easily keep track of how much you are spending on things such as: car registration, car insurance, car maintenance, home insurance, home maintenance, mortgage payments, credit card payments, electricity, gas, water, phone, mobile/cell, car fuel, weekly shopping. In fact, you can keep track of any area of your home finance you want to monitor. You can even use Home Finance to keep track of your donations to charity, your tax deductible expenses and your income from secondary sources.
Program Status: Freeware
Operating Systems: Windows
Software Version: N/A
File Size: 720 KB
Date Added: 05-30-2006
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Budget Manager

Budget Manager is a program that will help you build a smart pro-active budget that takes into account all your expenses and income. Once you enter into it: what your weekly expenses are (such as food, petrol, rent), what your periodic expenses are (such as gas every 2 months, electricity every 3 months, mobile phone once a month), what your yearly expenses are (such as car registration, car insurance, house insurance), what your weekly income is from all sources, it will then work out for you how much money you need to put aside each week in order to meet all your expenses. Budget Manager will also work out for you how much money you have left each week once all your financial commitments are met. You can of course do what you want with this surplus: movies, restaurant, or you might choose to save it!
Program Status: Freeware
Operating Systems: Windows
Software Version: N/A
File Size: 471 KB
Date Added: 05-30-2006
Download: You need to visit the author's web site to download

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Simple Budget

A very simple, no frills, but functional program that itemises all of your expenses plus your income and then shows you how much money you have left each week, fortnight, month and year. No complicated instructions or interface, start entering data as soon as the program has loaded. Fully functional with no restriction.
Program Status: Freeware
Operating Systems: Windows
Software Version: N/A
File Size: 258 KB
Date Added: 12-15-2005
Download: You need to visit the author's web site to download

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Loan Calculator

Helps calculate how much you will need to repay, total interest payments and how long it will take to repay the loan. The information can be calculated in many ways by simply entering the information you know and the missing information will be calculated. The program can also be used to calculate savings information to determine how much your savings will be worth in the years to come.
Program Status: Freeware
Operating Systems: Windows 9x/Me/NT/2000/XP
Software Version: 1.1
File Size: 47 KB
Date Added: 03-01-2005
Download: You need to visit the author's web site to download

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Eazy Money

Are those fancy money software programs just too complicated? Or maybe they just don't fit your situation. Maybe you have the same old bills month after month and don't really need to have a bunch of fancy reports showing you where your money went. You know where it went and where it comes from. If you are comfortable with knowing how much you have in the bank and how much you owe on your credit cards, then this progam is for you.
1- It's simple to use. You don't have to know the difference between a debit or a credit or what is an asset or liability. No accounting knowledge is necessary.
2- It's fast. Just fill-in what you spent and what you received. The program will tell you what you got left, what you owe and where it is.
3- It's free. Just download it and it's all yours.
4- It is just a small spreadsheet that takes very little space. It's no Megabyte monster. And it will work with MSWorks for Windows, Excel, Lotus 1-2-3 or most other spreadsheet programs.
5- Even if you don't know how to work with a spreadsheet, EAZY MONEY uses a "fill-in the blanks" interface. All the formatting has been done for you. But if you know how to use a spreadsheet, you can customize EAZY MONEY to your liking.
Program Status: Freeware
Operating Systems: Windows
Software Version: N/A
File Size: 49 KB
Date Added: 02-28-2005
Download: You need to visit the author's web site to download

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BillCalc

BillCalc is a small program that may be useful to those who want to set a schedule for paying off loans, credit card balances, etc. It calculates monthly payments based on your individual goals regarding a particular bill. BillCalc takes in three numbers: the balance, the interest rate, and the number of months you'd like to have to pay off that balance. It puts those figures into a simple formula for compound interest:
Program Status: Freeware
Operating Systems: Windows
Software Version: 4.06
File Size: 1.1 MB
Date Added: 02-28-2005
Download: You need to visit the author's web site to download

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TabKeeper

TabKeeper is a free utility designed to keep track of "tabs" of money owed. It was originally designed to help ease the confusion of sharing bills with roomates and also keep track of all bills in one place. TabKeeper can easily be used to keep track of business-related invoices.
Program Status: Freeware
Operating Systems: Windows
Software Version: 1.1
File Size: 155 KB
Date Added: 02-28-2005
Download: You need to visit the author's web site to download

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